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When you secure a loan with us, you also get a business checking account that’s ready to go. It’s not about extra steps—it’s about giving you the tools to manage your money the moment funding arrives. Send and receive payments, track your cash flow, and keep everything simple in one account. Because getting capital is just the start—running your business smoothly is what really matters.
Do I need a checking account to get funded?
Yes - Every loan we approve is paired with a business checking account so your funds are ready to use right away. It keeps everything in one place and makes managing your capital simple.
Unlike a standard account, ours is built around the loan process. You get seamless access to your funding, faster transactions, and the ability to track your business cash flow without juggling multiple banks.
Why is a business checking account included with every loan?
When you apply for funding, the last thing you should worry about is where that money goes. By including a business checking account with every loan, we make sure your capital is deposited straight into an account that’s fully set up for your business. No waiting, no extra paperwork—just quick access to your funds.
A dedicated business checking account also helps keep your finances clean and organized. Mixing personal and business money can create headaches down the road. With your own business account, you’ll have a clear picture of your cash flow, making it easier to manage expenses, pay vendors, and plan for growth.
Another benefit is control. Because your loan and your account are connected, you can monitor how your funding is used in real time. This helps you stay on track, avoid overspending, and make smarter financial decisions. It’s not just about receiving money—it’s about managing it wisely.
Ultimately, we include business checking because funding alone isn’t enough. You need the right financial tools alongside it. By giving you both, we help you focus on building your business with confidence, knowing your money is in the right place from day one.
How to Qualify for a Business Checking
1+ Year in Business
$500,000+ in Annual Revenue
600+ Credit Score
Business Checking: Easy Application Process
One of the best parts about securing a Business Checking with VAD Group Capital, is that fast and simplified application process. Working with a bank or credit union could mean waiting weeks for approval. With our expedited process, you can get funding in as little as 48 hours.
Step 1: Gather Your Documents
It’s a good idea to start gathering your business documents and double checking them ahead of time. You’ll need to show proof of ownership as well as your tax returns and financial statements going back at least one year. Check out a complete list of required documents here.
Step 2: Complete the Online Application
Upload your required documents into the fully-encrypted and secured online portal. You’ll be able to track your progress in completing the application. If you have any questions along the way, VAD Group Capital offers a team of dedicated business financing experts for guidance. Get advice on the different financing solutions available for your business, how to put together a successful application, and more.
Step 3: Review and Select a Financing Offer
Once you’ve submitted your online application, you should start receiving offers for an equity line of credit within just a few business days. VAD Group Capital circulates your application within its exclusive network of over 75 different lenders. Which means you’ll gain a comprehensive overview of the different financing solutions your business qualifies for. Within a single interface, you’ll be able to compare offers and select the best one for your business.
